DRIP SIMULATOR

Dividend Reinvestment (DRIP) Simulator

Enter starting capital, monthly contributions, starting dividend yield, and annual dividend growth. We assume dividends are reinvested every month at the same portfolio yield path (educational model).

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Reference ticker (optional)

Pick a tracked stock or listed ETF to pull the current estimated annual dividend yield (%) from Yahoo into the starting yield. You can still edit the number.

Initial investment (USD)Monthly contribution (USD)Starting annual dividend yield (%)Dividend growth per year (%, multiplies yield each Jan.)

After 10 years

$95,862

Est. monthly income: ~$520/mo

After 20 years

$312,442

Est. monthly income: ~$2,763/mo

Portfolio value vs. estimated monthly income

Blue: portfolio value · Green: rough monthly cash flow from yield × value / 12

Educational simplified model: no price risk, taxes, fees, cuts, or irregular dividends. Not investment advice.